I spent the entire month picking out a car.
A new shiny car.
A Chevy Sonic.
New cars are expensive--extremely expensive--but I did not care. The Sonic is one of the cheapest cars on the road, and I got a relatively good price. After three separate test drives I put down a deposit on one in Cyber Gray Metallic with a nice stereo system.
I spent a lot of time picking out this car and going through the process--time when I could have been writing.
Then I started looking for insurance and I realized something. Technically, I recognized three things: (1) I'm a new driver, (2) I'm young, and (3) I live in Downtown Detroit. The cheapest car insurance I could find (and I called everywhere) was the same monthly price as my rent.
I can't write two checks like that.
So, new plan! No shiny new car! No pretty Chevy Sonic! No Cyber Gray Metallic! No small car that I felt comfortable driving in!
Nope, I'm going to buy the cheapest used Pontiac Vibe I can get my hands on and only insure it for liability. No comprehensive coverage. No collision. Nothing. Just minimum liability and a song in my heart.
My insurance will still cost twice what it should be, and I don't care. It'll be less than rent.
And, there you have it... truth is stranger than fiction!