Why Skip the Latte and Solve Your Finance Woes is a Bullshit Philosophy... and Why I'm Skipping the Latte Anyway

Once upon a time a very long time ago (the nineties) someone said: If people just stopped buying lattes they could save so much money!!! And thus began the gospel of "give up something cheap you like today for moderate savings in the future."

Let's do the math.

I buy *mumble mumble* lattes a week...